A new kit home with major construction defects; insurance denies claim

http://www.courts.state.pa.us/OpPosting/Superior/out/a35038_02.PDF A person who purchased a log home kit ends up getting a species of logs that he did not order – and on top of that the logs were improperly seasoned too. The improperly seasoned logs caused major problems, which could not be repaired; in fact attempts to ‘repair’ the logs only made the matter worse. Don’t builders of kit log homes have insurance for this sort of thing? Well, the kit builder's insurance company was originally held liable, but they appealed that ruling and ended up not having to pay for their client’s breach of contract and ‘problematic’ construction practices.