http://www.tycolaw.com/newsletter_fall_03.html The Indiana court of appeals rules that the insurance carriers of kit log home builders ARE NOT responsible for construction defects in the log homes that they build. In other words, the kit builders buy insurance to cover the building process, but the insurance company is not liable for damages that result from 'bad construction practices.' This ruling gives insurance companies a lot of wiggle room to get off the hook, making it easier for them to deny the claims of people who own poorly built kit log homes.